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20100901
20100930
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's "washington journal." final guest on this from a morning. stephen kaplan is a lawyer -- steven kaplan is a lawyer, but he specializes in financial mortgage matters. welcome and thanks for being here. guest: thank you, susan. host: the description of one current mortgage disclosure is that they are a quagmire. would you agree? guest: i think that is probably an appropriate description. i think the different types of requirements and up being very confusing and cumbersome and a voluminous amount of paper. voluminous amount of paper. we have disclosures that allow people to shop for different products, so they can take the product that they got from lender "a" and compare it to render "b." other disclosures are informational, like be careful, your house is on the line. it is very difficult for the consumer to understand. host: and the big headline from the "wall street journal" this morning, the "housing is staying stuck." guest: probably the largest issue right now from a housing sales perspective other than qualifying for mortgage loans are the underwriting guidelines that are being ap
this bill that gives people opportunity. >> my name is stephen neal. i would like to think the president for the stimulus package as well as this bill. the stimulus bill helped my business maintain. had it not been for that, my business would not survive. now i have the opportunity to borrow money at a reasonable rate. i am very grateful that this bill came about and is done. >> i am in trucking retail and school buses. >> i am a small-business owner in silver spring, maryland. again, i would like to say thank you to the president and the administration because this bill is momentous. i will be hiring 20 or 22 individuals from all walks of life. these tax cuts will definitely benefit my company. we have been very fortunate to hire about 20 individuals over the summer and we hope to retain most of those individuals. obviously, this bill is making a huge difference to me as a professional business owner, as a much your -- as a mother, and to the employees i higher. >> i am out of columbia, maryland. we are a start up firm working in the intelligence community. with the passage of this bill
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